Money for what matters.

Empowering Kiwi families to live life fully.

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It’s not just a car. It carries your kid’s dreams of becoming a sports star.

Money for what matters.

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It’s not just a laptop. It’s opening a path to university.

Money for what matters.

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It’s not just two airline tickets. It’s staying connected with family.

Money for what matters.

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It’s not just a new toolbelt. It’s building a new career.

Money for what matters.

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It’s not just a new TV. It’s bringing whānau and friends together.

Money for what matters.

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Borrow money for the things that matter.

Life is unpredictable, and sometimes you're not financially able to get the things you need or to take new opportunities.

Whether you need a loan in NZ to support your family or to buy a new laptop for your studies, we may be able to help. Lifestyle Money offers a range of financial services from personal loans to payment plans through our partnership with Home Direct.

You can shop with our retail partner Home Direct and utilise our finance options to spread the cost over time. Our Everyday Account provides a way to finance purchases now and pay them off over time.

When you borrow money in NZ for bigger items a Payment Plan allows you to make weekly payments at an affordable pace.

Terms and conditions, eligibility criteria and our responsible lending criteria apply.

Apply now

Need a loan in NZ? Apply for a Personal Loan from Lifestyle Money

If you require a loan for the things you need, ask about a Lifestyle Money personal loan.

Whether it's a well deserved family holiday, a brand new set of tools to help your career progress, or even an engagement ring for someone special - our loans can help provide you with finance.

Terms and conditions, eligibility criteria and our responsible lending criteria apply.

Learn more about personal loans

Apply in three easy steps

There's no need to stress over your finances. It only takes three simple steps to apply for a personal loan with Lifestyle Money.

Gather your documents

You'll need proof of ID and income sources, your outgoings, bank statements and contact details. See the FAQ sections of each loan type for a full list of documents.

What documents do I need?

Get in touch

Call us on 0800 427 334 or contact us to make an appointment for one of our friendly reps to come and visit you.

Make an appointment

Get paid

If you meet our eligibility and responsible lending criteria, you’ll have your account set up to shop at Home Direct within 30 minutes, or within one working day after your personal loan application has been approved.

Sounds good? Let's talk!

Don't let the financial pressure of life stop you from achieving your goals. If you think you could benefit from flexible finance to spend at Home Direct, or need a loan in NZ, learn more about what we do & apply today!

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Important note: The information on this website is of general nature and does not take account of your personal circumstances or goals. It is not regulated financial advice and is not a recommendation that you should take out a Lifestyle Money loan. Please talk to us or seek independent financial advice about your financial needs.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about Lifestyle Money products are not regulated financial advice.
This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.